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Three Essays On Insurance Three Essays On Insurance Новинка

Three Essays On Insurance

6426 руб.
This book concentrates on public health insurance scope and impacts of various insurance regimes on accidents in Canada. It is shown that it may be optimal to provide full coverage for some, but no coverage at all for other conditions. An important implication of the result on the impact of horizontal equity on health-care coverage is that primary health care policies which deliver services, such as homecare, to sick people are likely to be highly efficient, particularly as compared to providing additional health care services to these individuals. On investigating how various insurance compensation systems can influence driving behaviors, the results indicate that no-fault rules have led to an increase in fatal accident compared to provinces with tort rules in place but with significant provincial differentiation. On the severity impacts, the results of the Ordered Probit Model on Saskatchewan drivers involved in accidents show that no-fault regime has been associated with shift in injuries from minor to more serious injuries and fatal accidents. However, the result on choice system does not provide any significant sign of decreasing the level of severity of accidents.
Three Essays on Style Three Essays on Style Новинка

Three Essays on Style

3408 руб.
Three Essays on Style
THREE ESSAYS ON THE PROACTIVE USE OF POLITICAL RISK THREE ESSAYS ON THE PROACTIVE USE OF POLITICAL RISK Новинка

THREE ESSAYS ON THE PROACTIVE USE OF POLITICAL RISK

7204 руб.
This doctoral dissertation comprises three chapters that collectively examine the internationalization strategy of Spanish Multinational Enterprises (MNEs), focusing on the proactive use of political risk when selecting the location of their subsidiaries. The first chapter studies the relationship between political risk and scope of internationalization. Drawing on the Uppsala model, the diversification and the portfolio theory, the behavior of Spanish MNEs towards political risk is examined. The second chapter focuses on the new members of the European Union, paying special attention to political risk and the quality of institutions. The results show that there still exist differences between Eastern and Western regions when selecting the location of the FDI. Finally, the third chapter analyses FDI flows from Southern Europe to two nearby developing regions: North Africa and Central and Eastern Europe. Despite FDI flows are expected to fall due to higher political risk, those from the countries in the sample increase, because these MNEs are trying to take advantage of their political capabilities to obtain competitive advantages.
Three Essays on the Market Microstructure of the Saudi Stock Market Three Essays on the Market Microstructure of the Saudi Stock Market Новинка

Three Essays on the Market Microstructure of the Saudi Stock Market

6426 руб.
Using data sets on orders, order packages, quotes, trades and market-limit orders, the thesis investigated several aspects of the microstructure of the Saudi Stock Market (SSM) under the computerized trading system, ESIS (Electronic Securities Information System). The thesis studied the interaction between the order book and order flow, limit order execution, trading by limit versus market orders, order performance, and the information content of newly submitted orders. The findings provide new evidence for several issues, and have important implications for the design of the trading mechanism on the SSM.
Three Essays on the Inflation Targeting Regime Three Essays on the Inflation Targeting Regime Новинка

Three Essays on the Inflation Targeting Regime

5661 руб.
This book comprises of three empirical essays on adopting the inflation targeting regime in Egypt. It sets out to answer the following questions: (i) Can the central bank of Egypt(CBE)achieve the goal of price stability under the currently applied monetary targeting regime? (ii) Is the legal independence granted to the CBE under the latest legislation promulgated in 2005 factual? (iii) Does the CBE maintain an implicit target for the FX rate? Does the CBE follow an independent monetary policy? Which variables have priority in the reaction function of the CBE? How far can foreign economic shocks explain the behavior of real GDP and price level in the Egyptian economy compared with domestic economic shocks? And which monetary transmission mechanism channels play a dominant role in the Egyptian economy?
Three Critical Essays on the Process of Economics Mathematicization Three Critical Essays on the Process of Economics Mathematicization Новинка

Three Critical Essays on the Process of Economics Mathematicization

3204 руб.
The possibility of the economy becoming more mathematicized began in the late nineteenth century, with the Marginal revolution. According to MIROWSKI (1991), however, the process of mathematicization of economic discourse only became widespread from 1925 onwards. In an attempt to elucidate how and when this process took place in Brazil, we wrote three critical essays on the subject. The goal of the first essay is afford Brazilian students and researchers easier access to a discussion that is somewhat disperse in our country, and also to encourage further research on the subject. We begin the second essay by presenting the main benefits of the mathematicization of economics, as argued by some of the advocates of the progress of the mathematical formalization of economic discourse. After that, we point out the more traditional criticisms to this mathematicization process. In our third essay, we check how mathematical formalization in economics advanced in Brazil in the last three decades. To this end, we categorize every article published in three of Brazil?s main economics journals from 1981 to 2010, according to the type of argument used. The total of articles analyzed was 5,733.
Three Essays On Nepalese Development Three Essays On Nepalese Development Новинка

Three Essays On Nepalese Development

7466 руб.
This work addresses the empirical issues pertaining to technology adoption decisions, agricultural commodity price volatility and the effects of remittances on recipient households, combined with the motivation of migration decisions in Nepal under the theories of incomplete and imperfect markets. This work applies a number of econometric models to test a number of the hypotheses using both panel and cross-section data from the Nepal Living Standard Surveys and time series data for commodity prices and farm yields. The findings show that as geographical heterogeneity seems to be major constraint for market integration, well-functioning factor markets and well-developed infrastructure emerge as the precondition for agricultural-led growth in Nepal. Moreover, the study also shows that rural people with larger family size and higher per capita income without remittances have higher probability to go migrate. Evidence further shows that remittances decrease work hours in a number of sectors, but increases work hours of hired labour in remittance receiving households. Remittance income seems to be a substitute of non-labour income for remittance-receiving households.
Three Essays on Energy Economic Three Essays on Energy Economic Новинка

Three Essays on Energy Economic

3393 руб.
Crude oil is the one of the most important energy resources in the world and its prices have fluctuated widely, especially since the early 1980s. However, the higher oil price will exert upward pressure on the inflation rate in the world and thereby damage the global economy. Thus,in this paper we investigate the oil demand, oil price as well as environment Kuznets curve. In chapter 2, we attempt to use panel fully-modified OLS approach to example the crude oil demand in Asian countries over the period 1971-2005. In chapter 3, we attempt to use panel unit root and panel cointegration tests as well as the fully-modified OLS approach to examine the relationships among carbon dioxide (CO2) emissions, energy use and GDP for 22 OECD countries (Annex II Parties) over the 1971-2000 period. In terms of the EKC hypothesis, the results showed that a quadratic relationship was found to exist in the long run. Thus, other countries could learn from the developed countries in this regard and try to smooth the EKC curve at relatively less cost.
Four essays on effect evaluation of Norwegian labor market policy Four essays on effect evaluation of Norwegian labor market policy Новинка

Four essays on effect evaluation of Norwegian labor market policy

7551 руб.
The purpose of this book has been to reveal the different effects of Norwegian labor market policies aimed at unemployed people. The results are presented in terms of four sections. The first two chapters use a reform of unemployment benefit regulations to compare a task-oriented regime, with an insurance-oriented regime in which the job seeker is left a large part of the responsibility for their own search behavior. The studies show that activity-oriented regime results in quicker return to work, while the insured oriented regime gives the job seeker time and space to find better jobs. The last two chapters focus on the different effects of rehabilitation programs. The results show that participation in rehabilitation programs contribute to increased job probability. There are however large differences between different programs and different participants. In summary, the effects are higher, the more the programs resemble ordinary jobs.
Research on the Builder’s risk insurance Research on the Builder’s risk insurance Новинка

Research on the Builder’s risk insurance

4468 руб.
China has been announced to be the world’s largest shipbuilder in 2010. However, the author understood that the research on builder’s risk insurance, which aims to protect the shipbuilding industry, is unfortunately quite limited. The countries, which having such important interests in shipping as China, should have a well-developed law body dealing with builder’s risk insurance issues. She was therefore triggered to do a research by comparing the main clauses of builder’s risk insurance according to the three legal systems (UK, China and Norway) and to find out the similarities and differences between them. The author keeps the hope that her research, though limited, could explain more these three systems by emphasizing some points and help to improve the existing clauses, especially the ones in Chinese situation. The author also hopes that this paper could attract more attention for research on the builder’s risk insurance, as it plays an essential protective role for the shipbuilding industry.
Essays on Social Policy and Social Security Communities Essays on Social Policy and Social Security Communities Новинка

Essays on Social Policy and Social Security Communities

3393 руб.
‘Social security communities’ is a hypothetical term used in the book to refer to communities that rely mainly on social grants payouts to meet their day to day basic needs. The claim is that households in ‘social security communities’ access food mainly through the market.The demographics of such communities have high dependancy ratios.These communities are predominant in former homeland areas characterised of poverty and underdevelopement. On the contrary households in ‘agrarian communities’ are actively influencing their food production and food access systems with direct practice of crop and animal husbandry. The ‘social security communities’ are welfare dependent such that in a situation where the state fails to deliver of the social welfare packages these communities are left with no means to cope. What is social security? Social security is informed of the human rights logic. It includes two formations which are social insurance (contributory oriented) and social assistance (welfare oriented). Social assistance in form of social grants (welfare oriented) is a critical feature of social policy aimed at poverty alleviation.
Essays on Pedagogy and School Effectiveness Essays on Pedagogy and School Effectiveness Новинка

Essays on Pedagogy and School Effectiveness

4716 руб.
The essays in his book are longer versions of the term papers and reports of researches and inquiries the author engaged in while a student at the Aga Khan University, Institute of Educational Development Eastern Africa in Dar es Salaam Tanzania. These essays have been published for three reasons: to share the authors' thoughts and interpretation of issues as a novice researcher; to 'immortalize' the work of the author's lecturers at AKU, IED and above all, to provoke debate on issues related to the three topics of pedagogical leadership practices, pastoral care and school effectiveness in the African context. The Tanzanian scenarios addressed in this book can be replicated across many African countries that are struggling with a young population hungry for education. Written from the perspective of a student teacher, this book is handy for students pursuing higher studies in teacher education
Essays on Corruption and Economic Growth Essays on Corruption and Economic Growth Новинка

Essays on Corruption and Economic Growth

4631 руб.
The goal of this Master's Thesis is to explain the determinants and implications of corruption phenomenon. With this intention, initially, it reviews the literature on corruption. Then, it develops an empirical study which tries to test three theoretical assumptions which are: the impact of corruption on economic growth; the contribution of corruption’s transmission channels; the effect of corruption on the composition of government expenditures. Panel data, relative to twenty-three OECD countries, then to thirty-five ones, with random and GLS estimators are used. In addition, for a question of reliability and robustness of the results, cross-country regressions are also implemented. At the conclusion of various tests, it is clearly highlighted that the empirical results perfectly corroborate the theories. Thus, it appears that corruption reduces economic growth. This influence is made possible thanks to certain determinant variables. In addition, corruption has also an impact on the composition and the level of public expenditures.
Domesday Book and Beyond: Three Essays in the Early History of England Domesday Book and Beyond: Three Essays in the Early History of England Новинка

Domesday Book and Beyond: Three Essays in the Early History of England

5192 руб.
In an extended foreword, specially prepared for this new impression, J.C.Holt asserts categorically "that Domesday Book and Beyond remains the greatest single book on English medieval history." Its lucidity, subtlety, compass, and (remarkably) statistical facility stand quite unsurpassed and, as Professor Holt demonstrates, many of the arguments that have dominated English medieval scholarship during the ensuing ninety years stem directly from Maitland's own hypotheses and conclusions.
The Expected Impact of the Introduction of the Social Health Insurance The Expected Impact of the Introduction of the Social Health Insurance Новинка

The Expected Impact of the Introduction of the Social Health Insurance

7466 руб.
Social Health Insurance is a generally accepted tool for pooling the risks and for affecting on the government budget, which covers costs of public hospitals in the developing countries. However, one might also expect that a social health insurance should have consequences for the management and service provision of public hospitals. This book analyzes the expected impact of the introduction of social health insurance on the management of public hospitals in Syria. It analyses the hospital situation before and after the introduction of the insurance scheme and compare it. In order to measure the expected impact of the introduction of social health insurance on the hospital management in Syria, a questionnaire was designed and distributed in three public hospitals in Lattakia Governorate. The respondents belong to three groups: members of the top management, patients, and hospitals' staff, who work or receive treatment in these hospitals. The results of this study show that patients, staff and management of public hospitals in Syria are strongly dissatisfied with the current situation of the public hospital management. All respondents answering the questionnaire strongly indicate.
Years of My Youth & Three Essays Years of My Youth & Three Essays Новинка

Years of My Youth & Three Essays

2973 руб.
Years of My Youth & Three Essays
Collected Essays Collected Essays Новинка

Collected Essays

2688 руб.
Arthur Miller was not only one of America's most important playwrights of the 20th century, but he was also one of its most influential literary, cultural, and intellectual voices. Throughout his career, he consistently remained one of the country's leading public intellectuals, advocating tirelessly for social justice and the arts. This volume gathers a selection of Miller's finest essays, organized in three thematic parts: essays on the theatre, essays on specific plays like Death of a Salesman and The Crucible, and socio-political essays on topics spanning the Depression to the 21st century. Written with wit, intellect, and above all, human dignity, these essays offer unmatched insight into the work of Arthur Miller and the turbulent times through which he guided his country.
English and European Perspectives on Contract and Commercial Law: Essays in Honour of Hugh Beale English and European Perspectives on Contract and Commercial Law: Essays in Honour of Hugh Beale Новинка

English and European Perspectives on Contract and Commercial Law: Essays in Honour of Hugh Beale

3484 руб.
The purpose of this book is to honour the influential and wide-ranging work of Professor Hugh Beale. It contains essays by twenty-five very distinguished authors, each of whom has worked with Professor Beale as a co-author, as a teaching colleague, during his time as Law Commissioner of England and Wales, or as part of the study groups working in Europe on contract and commercial law. The essays reflect different aspects of Professor Beale’s interests. Some concentrate on English contract law, either from a historical or a current perspective, while others are focused on aspects of European contract law. There are four essays looking at current issues relating to security and financing, and, as befits a former Law Commissioner, three essays on law reform. The essays in the final section discuss trends in transnational and European commercial law. This book brings together the reflections of eminent writers from all over Europe on important issues facing contract and commercial law and will be of interest to all scholars and practitioners working in these areas.
Late Essays Late Essays Новинка

Late Essays

1795 руб.
Stranger Shores, a collection of J.M. Сoetzee’s essays from 1986 to 1999 was followed by Inner Workings, which contained those from 2000 to 2005. Late Essays gathers together Сoetzee’s literary essays since 2006. The subjects covered range from Daniel Defoe in the early eighteenth century to Сoetzee’s contemporary Philip Roth. Сoetzee has had a long-standing interest in German literature and here he engages with the work of Goethe, Holderlin, Kleist and Walser. There are four fascinating essays on fellow Nobel laureate Samuel Beckett and he looks at the work of three Australian writers: Patrick White, Les Murray and Gerald Murnane. There are essays too on Tolstoy’s great novella The Death of Ivan Ilyich, on Flaubert’s masterpiece Madame Bovary, and on the Argentine modernist Antonio Di Benedetto. J.M. Сoetzee, a great novelist himself, is a wise and insightful guide to these works of international literature that span three centuries.
Three Days with Bobby Fischer and Other Chess Essays Three Days with Bobby Fischer and Other Chess Essays Новинка

Three Days with Bobby Fischer and Other Chess Essays

2426 руб.
Three Days with Bobby Fischer and Other Chess Essays
Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions Новинка

Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions

2374 руб.
Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions
Essays On Primitivism and Related Ideas in the Mid dle Ages Essays On Primitivism and Related Ideas in the Mid dle Ages Новинка

Essays On Primitivism and Related Ideas in the Mid dle Ages

322 руб.
Essays On Primitivism and Related Ideas in the Mid dle Ages
Essays on Art & Language Essays on Art & Language Новинка

Essays on Art & Language

4236 руб.
Essays on Art & Language
Essays on Music in the Byzantine World Essays on Music in the Byzantine World Новинка

Essays on Music in the Byzantine World

1839 руб.
Essays on Music in the Byzantine World
Modelling Medical Insurance Scheme in China Modelling Medical Insurance Scheme in China Новинка

Modelling Medical Insurance Scheme in China

7466 руб.
In the last decade or so, China has begun to reform its health care system nationwide, due to pressures like an ageing population and increasing demand on health services. This research investigates the sustainability of the urban medical insurance system, involving both urban employed individuals and non-working residents. The key aims focus on three aspects. First, it assesses the distributional impacts of medical insurance policies and predicts medical expenses for employees and retirees. Second, it estimates the potential urban resident population entering the medical insurance scheme and predicts the medical costs. Third, it estimates and evaluates the contribution of the differing levels of Chinese government to the medical insurance scheme. Two static microsimulation models were created for predicting and evaluating the medical insurance policies. The model for employed investigates the balances of social pool fund and personal savings accounts, and medical expenses shared by different kinds of payment modes. The model for non-working residents predicts distributional impacts on families, estimates medical expenses and evaluates insurance capacity of the social pool fund.
Essays on Saving, Bequests, Altruism & Life– Cycling Planning Essays on Saving, Bequests, Altruism & Life– Cycling Planning Новинка

Essays on Saving, Bequests, Altruism & Life– Cycling Planning

3811 руб.
Essays on Saving, Bequests, Altruism & Life– Cycling Planning
Obligations – Essays on Disobedience War & Citizenship Obligations – Essays on Disobedience War & Citizenship Новинка

Obligations – Essays on Disobedience War & Citizenship

2497 руб.
Obligations – Essays on Disobedience War & Citizenship
Essays on Nonconceptual Content Essays on Nonconceptual Content Новинка

Essays on Nonconceptual Content

2684 руб.
Essays on Nonconceptual Content
Essays on Nonconceptual Content Essays on Nonconceptual Content Новинка

Essays on Nonconceptual Content

6042 руб.
Essays on Nonconceptual Content
Essays On Music Essays On Music Новинка

Essays On Music

1697 руб.
Essays On Music
Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions Новинка

Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions

5639 руб.
Essays on the Representational & Derivational Nature of Grammar – The Diversity of Wh–Constructions
Bach – Essays on his Life & Music (Paper) Bach – Essays on his Life & Music (Paper) Новинка

Bach – Essays on his Life & Music (Paper)

3807 руб.
Bach – Essays on his Life & Music (Paper)
Essays on Realism Essays on Realism Новинка

Essays on Realism

2478 руб.
Essays on Realism
Essays on Anscombe?s Intention Essays on Anscombe?s Intention Новинка

Essays on Anscombe?s Intention

4045 руб.
Essays on Anscombe?s Intention
Essays on the Structure of Social Science Models Essays on the Structure of Social Science Models Новинка

Essays on the Structure of Social Science Models

1905 руб.
Essays on the Structure of Social Science Models
Shell: ?essays? On The Theory Of Optimal Economic     Growth (cloth) Shell: ?essays? On The Theory Of Optimal Economic     Growth (cloth) Новинка

Shell: ?essays? On The Theory Of Optimal Economic Growth (cloth)

1114 руб.
Shell: ?essays? On The Theory Of Optimal Economic Growth (cloth)
New Essays on Semantic Externalism & Self–Knowledge New Essays on Semantic Externalism & Self–Knowledge Новинка

New Essays on Semantic Externalism & Self–Knowledge

2995 руб.
New Essays on Semantic Externalism & Self–Knowledge
Uncaging Animal Spirits – Essays on Engineering, Entrepreneurship & Economics Uncaging Animal Spirits – Essays on Engineering, Entrepreneurship & Economics Новинка

Uncaging Animal Spirits – Essays on Engineering, Entrepreneurship & Economics

4649 руб.
Uncaging Animal Spirits – Essays on Engineering, Entrepreneurship & Economics
Choice Points – Essays on the Emotional Problems of Living with People Choice Points – Essays on the Emotional Problems of Living with People Новинка

Choice Points – Essays on the Emotional Problems of Living with People

1798 руб.
Choice Points – Essays on the Emotional Problems of Living with People
Deliberative Democracy – Essays on Reason & Politics (Paper) Deliberative Democracy – Essays on Reason & Politics (Paper) Новинка

Deliberative Democracy – Essays on Reason & Politics (Paper)

3067 руб.
Deliberative Democracy – Essays on Reason & Politics (Paper)
Deliberative Democracy – Essays on Reason & Politics Deliberative Democracy – Essays on Reason & Politics Новинка

Deliberative Democracy – Essays on Reason & Politics

6243 руб.
Deliberative Democracy – Essays on Reason & Politics
Separating Power – Essays on the Founding Period Separating Power – Essays on the Founding Period Новинка

Separating Power – Essays on the Founding Period

4272 руб.
Separating Power – Essays on the Founding Period
Critical Essays on Milton from ELH Critical Essays on Milton from ELH Новинка

Critical Essays on Milton from ELH

1222 руб.
Critical Essays on Milton from ELH
Essays on Art & Language Essays on Art & Language Новинка

Essays on Art & Language

2167 руб.
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Weaving Truth – Essays on Language and the Female in Greek Thought Weaving Truth – Essays on Language and the Female in Greek Thought Новинка

Weaving Truth – Essays on Language and the Female in Greek Thought

1827 руб.
Weaving Truth – Essays on Language and the Female in Greek Thought
Mind & Morals – Essays on Cognitive Science & Ethics Mind & Morals – Essays on Cognitive Science & Ethics Новинка

Mind & Morals – Essays on Cognitive Science & Ethics

3925 руб.
Mind & Morals – Essays on Cognitive Science & Ethics
Essays on the American Revolution Essays on the American Revolution Новинка

Essays on the American Revolution

1810 руб.
Essays on the American Revolution
Separating Power – Essays on the Founding Period Separating Power – Essays on the Founding Period Новинка

Separating Power – Essays on the Founding Period

4284 руб.
Separating Power – Essays on the Founding Period
Essays on Medieval German and Other Poetry Essays on Medieval German and Other Poetry Новинка

Essays on Medieval German and Other Poetry

3084 руб.
The essays in this volume deal largely with medieval German heroic and epic poetry.
Critical Essays on Spenser from ELH Critical Essays on Spenser from ELH Новинка

Critical Essays on Spenser from ELH

1222 руб.
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Public Philosophy – Essays on Morals in Politics Public Philosophy – Essays on Morals in Politics Новинка

Public Philosophy – Essays on Morals in Politics

1827 руб.
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Four Essays on Romance Four Essays on Romance Новинка

Four Essays on Romance

651 руб.
Four Essays on Romance
The Puccini Companion – Essays on Puccini?s Life &  Music The Puccini Companion – Essays on Puccini?s Life &  Music Новинка

The Puccini Companion – Essays on Puccini?s Life & Music

3199 руб.
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Reid: ?essays? On The Active Powers Of The Human M Ind (pr Only) Reid: ?essays? On The Active Powers Of The Human M Ind (pr Only) Новинка

Reid: ?essays? On The Active Powers Of The Human M Ind (pr Only)

793 руб.
Reid: ?essays? On The Active Powers Of The Human M Ind (pr Only)
Epstein: Partial ?payments?: Essays On Writers & T Heirlives (paper) Epstein: Partial ?payments?: Essays On Writers & T Heirlives (paper) Новинка

Epstein: Partial ?payments?: Essays On Writers & T Heirlives (paper)

1013 руб.
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Dennett: ?brainstorms? – Philosophical Essays On M Ind & Psychology (paper) Dennett: ?brainstorms? – Philosophical Essays On M Ind & Psychology (paper) Новинка

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2167 руб.
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Analog Essays on Science Analog Essays on Science Новинка

Analog Essays on Science

1705 руб.
Analog Essays on Science

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Social Health Insurance is a generally accepted tool for pooling the risks and for affecting on the government budget, which covers costs of public hospitals in the developing countries. However, one might also expect that a social health insurance should have consequences for the management and service provision of public hospitals. This book analyzes the expected impact of the introduction of social health insurance on the management of public hospitals in Syria. It analyses the hospital situation before and after the introduction of the insurance scheme and compare it. In order to measure the expected impact of the introduction of social health insurance on the hospital management in Syria, a questionnaire was designed and distributed in three public hospitals in Lattakia Governorate. The respondents belong to three groups: members of the top management, patients, and hospitals' staff, who work or receive treatment in these hospitals. The results of this study show that patients, staff and management of public hospitals in Syria are strongly dissatisfied with the current situation of the public hospital management. All respondents answering the questionnaire strongly indicate.
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